Next-Gen Agentic AI For Lending Business

Empower Lending with Autonomous Agentic AI on Salesforce Financial Services Cloud (FSC)

Accelerate credit decisioning, eliminate manual underwriting bottlenecks, and deliver hyper-personalized financial services. Our Agentic AI solutions seamlessly integrate with Salesforce FSC to transform complex, document-heavy workflows into fast, autonomous, and audit-ready processes.

Our Solutions

1. Bank Statement Analysis Agent

Turn raw financial data into actionable, autonomous credit insights directly within Salesforce.

Manually reviewing months of bank statements to identify income patterns, hidden liabilities, and NSF (Non-Sufficient Funds) risks is slow and error-prone. The Bank Statement Analysis Agent acts as an autonomous digital assistant that extracts, categorizes, and analyzes transaction data instantly.

Autonomous Extraction & Verification: Automatically ingests multi-page PDFs, e-statements, and scanned documents, reconciling transaction data with zero manual data entry.
Smart Risk & Fraud Detection: Detects irregular patterns, undeclared loans, recurring overdrafts, and suspicious transactions in real time.
Direct Salesforce FSC Integration: Maps synthesized financial health scores, monthly averages, and risk indicators directly onto the Customer 360 profile.

Why it matters: Drastically reduces loan processing cycle times while boosting underwriting accuracy and risk mitigation.

2. Automated Credit Assessment Memo (CAM) for Retail Loans

Generate comprehensive, compliant, and data-driven credit memos in minutes, not hours.

Compiling a Credit Assessment Memo (CAM) requires pulling data from various credit bureaus, bank statements, employment verifications, and internal risk models. The Automated CAM Agent orchestrates this entire process autonomously, synthesizing data into a highly structured, professional credit proposal.

Unified Data Orchestration: Autonomously gathers data from Salesforce FSC, external credit bureaus, and the Bank Statement Analysis Agent.
Intelligent Narrative Generation: Drafts clear, compliance-ready narrative sections covering the applicant's creditworthiness, repayment capacity, and risk mitigants.
Dynamic Risk Scorecards: Automatically populates financial ratios, debt-to-income (DTI) metrics, and loan-to-value (LTV) calculations into standard CAM templates.
Streamlined Approval Workflow: Submits the fully generated CAM directly to underwriters or credit committees within Salesforce for rapid sign-off.

Why it matters: Eliminates hours of tedious document drafting, allowing underwriters to focus strictly on high-level risk evaluation and faster loan approvals.

Bank Statement Analysis Agent

AI-powered credit analyst that automatically accepts bank statements in any format, performs OCR extraction, runs a 24-point fraud checklist, computes FOIR/ABB/DSCR metrics, and delivers a GREEN/AMBER/RED credit signal — in seconds, not hours.

Automated Credit Assessment Memo for Retail Loans

Automatically synthesizes BSA, CIBIL, KYC, ITR, and property data into a publication-ready Credit Assessment Memo in under 15 minutes — with conservative underwriting enforced by rule and complete audit trail in Salesforce.

Enterprise-Grade Security: Built to respect the Salesforce Einstein Trust Layer, ensuring all customer financial data remains secure, masked, and compliant with banking regulations.
Human-in-the-Loop Architecture: While the agents operate autonomously to fetch, analyze, and draft information, credit managers retain full control to review, edit, and approve final decisions.
Faster Time-to-Value: Native integration with Salesforce Financial Services Cloud (FSC) enables rapid deployment with minimal disruption to your existing lending workflows.